Small Business Loans

Borrow up to $25,000 to grow your business

Free, no obligations, no credit inquiry

  • Get a small business loan
  • Apply for your small business loan
  • Get a small business loan
  • Get a small business loan
  • Get a small business loan
  • Loans for small businesses
  • Amount
  • Time
Monthly repayment

This is your monthly repayment (est. for B rated borrowers)

Total repayment

This is the total amount you will have to repay (est. for B rated borrowers)


Qualify in minutes

  • Apply for free
  • Available in your country
  • Get approved in under 24h
  • Rates from 1% per month

How to qualify for your small business loan

Bitbond is here to make sure you have the funding you need to grow your business. Don't worry if you don't have audited financial statements or a conventional credit score. Bitbond will qualify you based on your business revenue. Simply connect your business accounts (e.g. eBay, Amazon, PayPal etc.) while completing your borrower application in 15 minutes and you will be ready to request your loan.

Connecting accounts to Bitbond

Your small business loan will help you to

  • Buy inventory
  • Invest in equipment
  • Expand marketing
  • Hire staff

How do small business loans work?

Apply and Qualify

Register on Bitbond, complete the borrower application and we'll get back to you within 24 hours (normally faster) with your rating.

Publish Your Loan

Once you're verified, you can request your small business loan. You can choose the term and amount you like (up to a personal maximum).

Get Funded

On average it takes 1-5 days for investors to crowdfund your small business loan. The loan is then available in your account immediately.

Over 80,000 Customers Trust Bitbond
Real Stories on How Bitbond Helped Them to Grow

Sudhir got a small business loan on Bitbond
eBay seller in India
  • $2,500


  • 3


  • 26.1%

    interest rate

Read about

Sudhir first started selling merchandise via eBay in 2009. Since then his online business has grown significantly. In order to take his revenue to the next level, he requested a small business loan on Bitbond to buy new stock and maximize sales. The loan helped him grow his business and his lenders made an attractive return.

Melanise got a small business loan on Bitbond
Amazon seller from the Bahamas
  • $3,500


  • 12


  • 24.1%

    interest rate

Read about

Melanise began selling on Amazon in 2013. Realising she had a knack for business, she now dedicates her time to growing her Amazon store. With her small business loan from Bitbond, she has managed to nail her Cyber Monday and Black Friday sales, and is now growing faster than ever.

Antonio got a small business loan on Bitbond
Self-employed from Brazil
  • $500


  • 6


  • 13.8%

    interest rate

Read about

Antonio and his wife run a successful e-learning platform for Brazilian school children. With the help of the internet and his small business loan, Antonio helps thousands pass their exams and prepare for University. With his loan Antonio has expanded the learning material on his platform and is generating more revenue than ever before.

Watch our video about small business loans at Bitbond

Small business loans are best at Bitbond

Did you know that only 20% of loan requests received by banks are approved? That means that 80% of small business credit is rejected by the banking system every year.

With this startling fact in mind, you might be wondering where you, and other entrepreneurs can access small business loans if bank loans are so hard to get.

At Bitbond, we are dedicated to provide affordable small business loans to online sellers and entrepreneurs from around the world impressively fast.

Why Bitbond benefits you?

Bitbond offers you small business loans which are funded by investors from around the world. We achieve this by using the bitcoin blockchain as a payment network to bypass transfer and exchange fees. That way we create a marketplace for investors and borrowers to meet effieciently online.

This allows small business owners to access working capital at no extra cost and independently of banks. You can access Bitbond even if you don't have a bank account. With over 2 billion people in the world underserved by the banking system, we believe Bitbond represents a unique opportunity to bring small business loans to people in underserved regions.

Working independently of the banking system allows Bitbond to charge lower fees and interest rates than competitors. You can choose terms between 6 weeks and 3 years and repay in equal monthly installments. This way you can adjust the repayment to your cash flow and grow your business the way it suits you best.

So Bitbond has low fees and a global reach, but what about the interest rates?

Bitbond specialises in affordable small business loans. This means that we make it as easy as possible for entrepreneurs and sole traders to get the funding they need to grow their business and maximise revenues. We only charge a transparent, one-time origination fee of 1% to 3% of the loan amount. This is significantly less than any competitor.

One of the ways we do this, is by allowing borrowers to connect their eBay, PayPal, LinkedIn, Twitter and Facebook accounts in order to assess creditworthiness. This means that no credit score is required to get a small business loan on Bitbond. Instead, we look at your connected accounts and use this data to provide a borrower rating.

Thus, we ensure you get excellent interest rates by connecting your eBay, Amazon, or other online account to Bitbond. Interest rates start as low as 1% per month depending on the loan term you choose and your borrower rating. We charge no other fees on your small business loan. Loans you take out through Bitbond don't affect your credit score.