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CoinDesk:"Because of the platform’s peer-to-peer system, borrowers receive loans at affordable interest rates, and lenders gain higher interest rates compared to other fixed income asset classes."
Bitcoin is a decentralized digital currency which allows you to do worldwide instant transactions at very low fees. Learn more in our knowledge base. We'll show you how easy it works.
Via peer-to-peer lending borrowers and lenders meet directly. This lowers fees and everyone benefits. Borrowers get access to affordable funding independently from banks – lenders earn higher interest rates on their savings.
Access to small business loans has declined globally since the 2007 financial crisis. Also, interest rates went close to zero. Bitcoin p2p loans offer a solution for both problems.