Hello! I work full-time for a London based pension fund as a Data Analyst. On the side, I tutor individuals in the use of Microsoft Excel (advanced formulas, macros etc). This has mainly been through word of mouth but I would like to set up a small business to take this further. I would like to be able to offer evening sessions for individuals and small group and also one-to-one intensive training to help individuals improve their knowledge of Excel, which in my industry is still the most widely used software. I would like to use these funds to buy new equipment, rent a teaching space and for a website and printed materials. This will done in addition to my full time job and my salary alone is enough to make the repayments, so even if this does not work out as hoped, there's very little to no risk as I still have my salary to fall back on.