The reason haven´t changed since I started the last request for a loan but I learned that it´s not so easy to show that I´m trustworthy so I aply for a lower loan and I can copy the discription form the previous request:
We are a toy retail trader with an onlins-shop on ebay (nearly for 12 years) and a local toy-store ( since 09-2009) in a small town at the river rhine.
I apply for a loan to finance new toy products and to compensate the sales in the first half of the year with the second half of the year which are much higher because of chirstmas.
This is our eBay-Shop: http://stores.ebay.de/Am-Schafhaus?_rdc=1
Our own online-shop at www.am-schafhaus.de supports the online sales but about more than 95% of the sales are done at eBay.
Our annual sales 2016 was more than 400.000 Euros (50% higher than 2015) and we want to increase further on this year.