This weeks borrower interview is a fascinating discussion with Katarina, a cyber-security expert located in Croatia, who is taking out a loan with Bitbond. In the interview she gives us a great insight into her first encounter with bitcoin, the prevalence of bitcoin in Croatia and the nature of p2p bitcoin lending. She has a great loan request which you can invest in here. Without further ado, let’s get going.
Bitbond: Could you let us know a bit about your professional background?
Hey, I’m Katarina, I am 38 years old and live in the wonderful country Croatia that is famous for the most beautiful sea in the world and great food. I have a lovely husband and house full of pets.
I love books, sports, nature and animals, which all relaxes me after a busy day at work. I’m an expert for cyber-security and my job is closely related to national security on that field. Because of nature of my job, I’m very aware of all advantages and disadvantages of the cyber world but I’m trying to contribute to make it more secure.
Bitbond: What was your first encounter with Bitcoin?
I got seriously interested in Bitcoin in 2012. At first, I was very skeptical but very quickly this has dramatically changed. I put a lot of effort into exploring and learning about Bitcoin, and soon discovered a whole new world; a world with endless possibilities!
Bitbond: Why have you decided to apply for a loan through Bitbond?
I knew that mining was not for me, but I wanted to use Bitcoin somehow for my benefit and realised that trading and investing could be the way. Bitbond seemed to be a good platform to try to borrow some Bitcoin that I could further invest. However, getting a loan is not so simple and easy as it seems.
People don’t trust you so much at first, which is natural, and you have to put a lot of effort to earn that trust and keep it. First loans are based on reputation, where you have to convince your investors that you are a trustworthy person. You also have to handle your Bitcoin with care, so that at the end you will be able to return the loan easily and also have some benefits for yourself.
Bitbond: Could you describe in detail what the purpose of the loan is?
My latest loans are described as business loans, and I intend to use the funds for trading on BTC markets but also some “real world“ business. I split the total amount in two smaller loans so that they could be funded more easily. I believe that Bitcoin shouldn’t be limited only for use in the virtual world but should also be invested in other ways.
This time I’d like to invest in the solar panel business that my friend runs with his own company, and thus become his partner. This is a profitable business that uses advanced ecologically acceptable technologies to save energy and protect the environment. My love and respect for nature has made this an interesting invesment for me.
Investors know that I also had some similar loans in the past, like that one with my friends’ hair dressing studio. This way, I can combine my interest for the virtual world, new technologies and virtual currencies while investing in interesting projects. The Bitcoin from this loan will be smartly invested.
Bitbond: What motivated you to start your business?
This is actually not my own business, I’ll be my friend’s partner in his solar panel businees, but I also consider it as my own project. I think that ecologically acceptable technologies are the future. On the other hand my businness with Bitcoin trading which was a hobby at first, is a kind of passion for me now, of course with lot of risks that raise adrenalin but profitable.
Bitbond: Do you have a team or do you run the business on your own?
Except in trading, I’m not alone in other businesses, I have different kind of job. I’m some kind of investing partner, others are running the business but I think that I can recognize a good profitable project.
Bitbond: Do you feel that Bitcoin is widely known? Are there many places in your area that accept Bitcoin?
It’s getting more and more known and more and more accepted. It’s a process that can’t be stopped anymore. I think there is a bright future for Bitcoin. Locally, in Croatia, it is maybe not so well known yet.
There are some local webpages that accept Bitcoin and Bitcoin ATMs, and people are learning more about it. I’m also trying to contribute to this. I’ve introduced Bitcoin to many of my friends and relatives. I even managed to interest my husband in Bitcoin and believe me he’s a “tough nut” when it comes to interest in this modern age of complicated novelties, as he calls it.
She has a great loan request which you can invest in here.
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