Business Loans in South Africa

Business owners based in South Africa now have an easy and affordable way to access capital. Bitbond offers instant business loans to South African entrepreneurs at affordable rates. Here are our key features:
Instant Funding
Get instant financing for your business!
Instant Funding
Getting money from a South African bank can take weeks! Our fastest loan was funded in just 30 minutes. Qualify today.
24-hour Approval
Get a clear answer from us within 24 hours.
24-Hour Approval
Get approved within 24 hours. No more waiting on the bank to get back to you with more questions. Start growing today.
Easy Application
Connect your business
accounts to qualify.
Easy application
We offer perhaps the easiest business loans in South Africa. Simply use your business accounts to qualify.
Available Globally
Fund your business anywhere in the world.
Available Globally
Whether your business is based in South Africa or not, you will be able to qualify for a loan. Bitbond is available globally.
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How Business Loans in South Africa Work

Getting qualified for a small business loan takes only a few minutes and is completely online. Simply follow these 4 easy steps and grow your business in South Africa now.
Check your rates
Complete a quick online application to get your personalized offer. Our account managers are always there to help you.
Get your offer
After you complete your application, we will get in touch with you within 24 hours with a personalized offer.
Get funded
Receive the funds into your bank account within 1-2 working days. See your simple repayment schedule in your dashboard.
Grow your business
Grow your business with an affordable small business loan from Bitbond. Need more capital later on? Access more capital with the click of a button! Talk to us to learn more.
Easy to deal with
Easy to deal with, with great communications. Interest rates are good, and repayment dates flexible if you need a day or two. Overall I would definitely recommend Bitbond to anyone wanting a loan, who have difficulty getting one from banks.
nigel r.
june 2018

Bitbond vs. Other Lending Providers

Our lending solution is fast and transparent for businesses globally, this includes businesses in South Africa.
Here is how we compare to other financing companies!
Instant financing
Available globally
no credit score required
equal monthly payments
early repayment penalty
online application
dedicated account manager

Calculate Your Repayment Rates

Transparency is one of our core values. Check your rates with the calculator below. Please be aware that the amounts are shown in EUR. If you would like to see the amounts in any other currency,
please use this conversion tool.

Get To Know Us

Meet the team behind Bitbond and learn how we are making small business loans globally accessible. Watch our borrower testimonials to get a feeling of what we offer.
Meet the team
Testimonial video

Small Business Loans in South Africa

Qualify now with your online accounts

With over 3,000 loans successfully funded, Bitbond is quickly establishing itself as the best way to get small business loans in South Africa.

Bitbond gives you access to affordable working capital quickly and efficiently. The application process for borrowers takes less than 15 minutes and is completely free.

Within 24 hours of completing your application, our credit team will get back to you with your credit rating. Now you are ready to publish your loan and get the small business loan you need to buy new inventory, hire new staff, or renovate your store.

Moreover, if you are an online seller and active on platforms such as PayPal, eBay, Amazon and others, you can connect these accounts to your Bitbond account.

Your positive feedback on these eCommerce platforms, will help prove your creditworthiness and help you get lower interest rates!

Thousands of happy customers

Bitbond is a trustworthy partner. We have a host of positive reviews on third party sites, and have been accepted into the prestigious SME Finance Forum. Bitbond has already funded over 3000 loans with a total loan volume of $13 million.

Check out our excellent rating on Trustpilot, comprising nearly 300 independent reviews from happy customers.

Why choose Bitbond to fund your small business loan?

Your Application is FREE and takes less than 15 minutes
Bitbond is designed for small business owners
Our competitive interest rates start at only 2% per month, significantly cheaper than alternatives
Choose flexible loan terms, anywhere between 3 months to 12 months
Quickly get up to $25,000 anywhere in the world
Only one small initial fee of 2-3%, and only if you get successfully funded
Top up your loan with Bitbond Flex, our innovative new financing solution

Got Questions?

For any further questions, please get in touch. Your dedicated account manager will be pleased to help you.

[email protected]