This week our interview is with a Brazilian borrower.
Anderson owns a small business in Brazil and he has some great improvements plans for it!
He has two loans requests going on at the moment! Here and here.
Our brazilian user told us a bit about his business, his thoughts on bitcoins future and about his relation with bitcoins.
Check it out below!
Bitbond: Thank you very much for taking the time to talk to us. Could you start off by telling us what your relationship to bitcoin is and how you first heard of it?
My pleasure! I have just recently started investing in bitcoins. Although I’ve been aware of the bitcoin market for quite some time, as I am really interested in new financial trends, but I was mostly an observer.
However since the world has been going through dramatic changes recently, I decided it’s time to consider new things. I have a small savings account in bitcoins already and I am really studying it, specially the mining process. Everything is really fascinating!
Bitbond: Cool. What do you think the future holds for bitcoin? Is it the modern-day equivalent of the internet or will it fall flat on its face?
I think it will definitely change the financial industry. The way I see things coming, banks and equivalents will have to adapt to the bitcoin market somehow. I don’t think, though, that bitcoins will replace any currencies.
It’s more like they will conquer their space and become another big player on its own. Right now most people don’t really pay attention to bitcoins, like most people a few decades back when the internet was in its very early stages.
By the way, when online shopping started to take off, some people erroneously predict that the physical retail industry was doomed. That didn’t happen, and today both Amazon and Walmart compete with each other.
Bitbond: What do you hope to achieve with your loan, and why did you choose Bitbond?
I run an air conditioning business and right now we have two cars working full-time. As I explained in my loan’s request, that is not been enough to meet our demand.
It’s summer in Brazil, in spite of the economic woes here air conditioning prices are better than ever and most people want to buy one, or a second one, which is mostly happening.
Should my loan get funded I will be able to acquire a new car and that will immediately allow us to increase our revenues by almost 50%.
I do have a pre-approved credit line with my bank, for a 72-month loan. Their interest rate, however, is considerably higher than Bitbond’s. That’s why I believe Bitbond is a much better option for me.
Bitbond: What are the benefits of a bitcoin loan compared to a conventional equivalent like a bank loan?
For starters, it is considerably cheaper. Besides, banks, at least in Brazil, charge customers for a series of other related services, not just interest. The final bill might bring some unpleasant surprises. And it’s good to know also that I will be paying interest to regular folks, not corporations.
Bitbond: What is your favourite feature on Bitbond? What features do you think are missing?
I think the site is really well-designed and simple to use. The level of interaction it allows between borrowers and investors is also thought of in good measure. I do miss a smartphone app to keep on track of things, though. And I think loans should be funded in more currencies and not just in USD.
Bitbond: As a business owner or an employee, does your place of work accept bitcoin? If not, what do are the chances of that changing?
As of the moment, no. I am in the very early stage of developing an app that will allow our customers to contact us and pay for our services in an Uber-like way, without the use of any physical currency.
Credit and debt cards would be the number one option, but I can think of a way of me offering payments in bitcoins as well, it will all depend on how receptive they will be to that idea.
Bitbond: What would you want potential investors to know about your loan?
First think they should know is that I am running a profitable business. As investors, I believe it is primordial to them to know that. Also, I have a very detailed plan of how to use the money I am requesting, and the focus is to increase revenues.
I have basically started my business from scratch and we have been growing consistently for years now. It is time to secure our future growth, and that’s why I am here on Bitbond.
Anderson, that was a really interesting discussion!
Thank you for your time!
You can head over Anderson’s loan and invest for more 11 days!
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