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@opticbit

joined April 2015

https://www.bitrated.com/opticbit

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Senior

Investor level

Borrower rating

Portfolio summary

USD
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.00 0
Funded Funded with no payments due, yet 0.00 0
Current All payments due to date have been completed 58.05 9
Late 0-30 Between 0 and 30 days overdue 0.00 0
Late 31-90 Between 31 and 90 days overdue 23.18 2
Defaulted Overdue for over 90 days 368.56 30
Total 449.79 41
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
480.02 34
Avg. investment per loan
14.85
Total investment
1,113.74
Repaid principal received
663.94
Total interest earned
112.32
Estimated return (IRR)
-23.47%
EUR
Status Outstanding principal Num. loans
In Funding Listed and open for bids 103.36 1
Funded Funded with no payments due, yet 0.00 0
Current All payments due to date have been completed 47.64 2
Late 0-30 Between 0 and 30 days overdue 30.71 1
Late 31-90 Between 31 and 90 days overdue 0.00 0
Defaulted Overdue for over 90 days 34.19 1
Total 215.90 5
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
0.00 0
Avg. investment per loan
48.80
Total investment
244.01
Repaid principal received
28.11
Total interest earned
6.51
Estimated return (IRR)
-21.74%
BTC
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.0000 0
Funded Funded with no payments due, yet 0.0000 0
Current All payments due to date have been completed 0.0000 0
Late 0-30 Between 0 and 30 days overdue 0.0000 0
Late 31-90 Between 31 and 90 days overdue 0.0078 1
Defaulted Overdue for over 90 days 0.0287 2
Total 0.0365 3
Charged Off Collection measures were terminated 0.0000 0
Fully Paid
(repaid) Repaid in full
0.0700 4
Avg. investment per loan
0.0186
Total investment
0.1300
Repaid principal received
0.0935
Total interest earned
0.0091
Estimated return (IRR)
-26.81%
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Investments

btc eur usd
Loan ID Status Rating Term Committed / funded Interest received Outstanding principal Date funded Accounts
Total -- -- -- 0.13 / 38.500 0.0091 0.0365 -- --
462C5JDHA1 Late 31-90 Between 31 and 90 days overdue
12M 0.01 / 3.20 0.0006 0.0078 2017-06-23 AI
3NT6GZ933Y Defaulted Overdue for over 90 days
12M 0.01 / 12.10 0.0009 0.0071 2016-12-05 AI
393A4W7WNM Fully Paid Repaid in full
12M 0.01 / 10.50 0.0016 0.0000 2016-07-05 AI
34R7RS7HT5 Defaulted Overdue for over 90 days
12M 0.04 / 6.00 0.0039 0.0216 2016-05-10 AI
345CYY7GVD Fully Paid Repaid in full
6W 0.04 / 1.10 0.0010 0.0000 2016-04-30 AI
2JQ3G44QKT Fully Paid Repaid in full
6W 0.01 / 2.10 0.0002 0.0000 2015-10-03 P
2JDAJN4Q4R Fully Paid Repaid in full
6M 0.01 / 3.50 0.0008 0.0000 2015-10-09 P