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@opticbit

joined April 2015

https://www.bitrated.com/opticbit

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Senior

Investor level

Borrower rating

Portfolio summary

USD
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.00 0
Funded Funded with no payments due, yet 0.00 0
Current All payments due to date have been completed 164.92 17
Late 0-30 Between 0 and 30 days overdue 84.87 7
Late 31-90 Between 31 and 90 days overdue 22.22 4
Defaulted Overdue for over 90 days 237.74 19
Total 509.76 47
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
404.77 28
Avg. investment per loan
14.85
Total investment
1,113.74
Repaid principal received
603.98
Total interest earned
104.85
Estimated return (IRR)
-8.09%
EUR
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.00 0
Funded Funded with no payments due, yet 69.77 2
Current All payments due to date have been completed 21.47 1
Late 0-30 Between 0 and 30 days overdue 0.00 0
Late 31-90 Between 31 and 90 days overdue 0.00 0
Defaulted Overdue for over 90 days 0.00 0
Total 91.23 3
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
0.00 0
Avg. investment per loan
30.83
Total investment
92.48
Repaid principal received
1.24
Total interest earned
0.90
Estimated return (IRR)
23.06%
BTC
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.0000 0
Funded Funded with no payments due, yet 0.0000 0
Current All payments due to date have been completed 0.0086 1
Late 0-30 Between 0 and 30 days overdue 0.0000 0
Late 31-90 Between 31 and 90 days overdue 0.0000 0
Defaulted Overdue for over 90 days 0.0287 2
Total 0.0373 3
Charged Off Collection measures were terminated 0.0000 0
Fully Paid
(repaid) Repaid in full
0.0700 4
Avg. investment per loan
0.0186
Total investment
0.1300
Repaid principal received
0.0927
Total interest earned
0.0089
Estimated return (IRR)
-28.28%
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Investments

btc eur usd
Loan ID Status Rating Term Committed / funded Interest received Outstanding principal Date funded Accounts
Total -- -- -- 0.13 / 38.500 0.0089 0.0373 -- --
462C5JDHA1 Current All payments due to date have been completed
12M 0.01 / 3.20 0.0005 0.0086 2017-06-23 AI
3NT6GZ933Y Defaulted Overdue for over 90 days
12M 0.01 / 12.10 0.0009 0.0071 2016-12-05 AI
393A4W7WNM Fully Paid Repaid in full
12M 0.01 / 10.50 0.0016 0.0000 2016-07-05 AI
34R7RS7HT5 Defaulted Overdue for over 90 days
12M 0.04 / 6.00 0.0039 0.0216 2016-05-10 AI
345CYY7GVD Fully Paid Repaid in full
6W 0.04 / 1.10 0.0010 0.0000 2016-04-30 AI
2JQ3G44QKT Fully Paid Repaid in full
6W 0.01 / 2.10 0.0002 0.0000 2015-10-03 P
2JDAJN4Q4R Fully Paid Repaid in full
6M 0.01 / 3.50 0.0008 0.0000 2015-10-09 P