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@opticbit

joined April 2015

https://www.bitrated.com/opticbit

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Senior

Investor level

Borrower rating

Portfolio summary

USD
Status Outstanding principal Num. loans
In Funding Listed and open for bids 26.95 1
Funded Funded with no payments due, yet 53.53 2
Current All payments due to date have been completed 253.42 29
Late 0-30 Between 0 and 30 days overdue 2.84 1
Late 31-90 Between 31 and 90 days overdue 35.58 5
Defaulted Overdue for over 90 days 209.79 15
Total 582.11 53
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
343.65 22
Avg. investment per loan
14.87
Total investment
1,114.92
Repaid principal received
532.81
Total interest earned
94.09
Estimated return (IRR)
-5.36%
EUR
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.00 0
Funded Funded with no payments due, yet 22.71 1
Current All payments due to date have been completed 0.00 0
Late 0-30 Between 0 and 30 days overdue 0.00 0
Late 31-90 Between 31 and 90 days overdue 0.00 0
Defaulted Overdue for over 90 days 0.00 0
Total 22.71 1
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
0.00 0
Avg. investment per loan
22.71
Total investment
22.71
Repaid principal received
0.00
Total interest earned
0.00
Estimated return (IRR)
23.17%
BTC
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.0000 0
Funded Funded with no payments due, yet 0.0100 1
Current All payments due to date have been completed 0.0000 0
Late 0-30 Between 0 and 30 days overdue 0.0000 0
Late 31-90 Between 31 and 90 days overdue 0.0071 1
Defaulted Overdue for over 90 days 0.0216 1
Total 0.0387 3
Charged Off Collection measures were terminated 0.0000 0
Fully Paid
(repaid) Repaid in full
0.0700 4
Avg. investment per loan
0.0186
Total investment
0.1300
Repaid principal received
0.0913
Total interest earned
0.0084
Estimated return (IRR)
-15.18%
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Investments

btc eur usd
Loan ID Status Rating Term Committed / funded Interest received Outstanding principal Date funded Accounts
Total -- -- -- 0.13 / 38.500 0.0084 0.0387 -- --
462C5JDHA1 Funded Funded with no payments due, yet
12M 0.01 / 3.20 0.0000 0.0100 2017-06-23 AI
3NT6GZ933Y Late 31-90 Between 31 and 90 days overdue
12M 0.01 / 12.10 0.0009 0.0071 2016-12-05 AI
393A4W7WNM Fully Paid Repaid in full
12M 0.01 / 10.50 0.0016 0.0000 2016-07-05 AI
34R7RS7HT5 Defaulted Overdue for over 90 days
12M 0.04 / 6.00 0.0039 0.0216 2016-05-10 AI
345CYY7GVD Fully Paid Repaid in full
6W 0.04 / 1.10 0.0010 0.0000 2016-04-30 AI
2JQ3G44QKT Fully Paid Repaid in full
6W 0.01 / 2.10 0.0002 0.0000 2015-10-03 P
2JDAJN4Q4R Fully Paid Repaid in full
6M 0.01 / 3.50 0.0008 0.0000 2015-10-09 P