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@opticbit

joined April 2015

https://www.bitrated.com/opticbit

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Senior

Investor level

Borrower rating

Portfolio summary

USD
Status Outstanding principal Num. loans
In Funding Listed and open for bids 25.58 1
Funded Funded with no payments due, yet 102.65 8
Current All payments due to date have been completed 230.17 26
Late 0-30 Between 0 and 30 days overdue 27.36 4
Late 31-90 Between 31 and 90 days overdue 30.75 4
Defaulted Overdue for over 90 days 186.53 13
Total 603.05 56
Charged Off Collection measures were terminated 0.00 0
Fully Paid
(repaid) Repaid in full
219.13 16
Avg. investment per loan
14.41
Total investment
1,037.62
Repaid principal received
434.58
Total interest earned
80.45
Estimated return (IRR)
-3.49%
BTC
Status Outstanding principal Num. loans
In Funding Listed and open for bids 0.0000 0
Funded Funded with no payments due, yet 0.0000 0
Current All payments due to date have been completed 0.0101 2
Late 0-30 Between 0 and 30 days overdue 0.0000 0
Late 31-90 Between 31 and 90 days overdue 0.0000 0
Defaulted Overdue for over 90 days 0.0216 1
Total 0.0317 3
Charged Off Collection measures were terminated 0.0000 0
Fully Paid
(repaid) Repaid in full
0.0600 3
Avg. investment per loan
0.0200
Total investment
0.1200
Repaid principal received
0.0883
Total interest earned
0.0083
Estimated return (IRR)
-21.00%
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Investments

btc usd
Loan ID Status Rating Term Committed / funded Interest received Outstanding principal Date funded Accounts
Total -- -- -- 0.12 / 35.300 0.0083 0.0317 -- --
3NT6GZ933Y Current All payments due to date have been completed
12M 0.01 / 12.10 0.0009 0.0071 2016-12-05 AI
393A4W7WNM Current All payments due to date have been completed
12M 0.01 / 10.50 0.0015 0.0030 2016-07-05 AI
34R7RS7HT5 Defaulted Overdue for over 90 days
12M 0.04 / 6.00 0.0039 0.0216 2016-05-10 AI
345CYY7GVD Fully Paid Repaid in full
6W 0.04 / 1.10 0.0010 0.0000 2016-04-30 AI
2JQ3G44QKT Fully Paid Repaid in full
6W 0.01 / 2.10 0.0002 0.0000 2015-10-03 P
2JDAJN4Q4R Fully Paid Repaid in full
6M 0.01 / 3.50 0.0008 0.0000 2015-10-09 P