Hello, This would be my third loan here you can see all others paid off successfully. This loan will be for same reason other loans needed. Helps to purchase inventory. Christmas buying is prime time right now so loan is for inventory for Holidays. I am on pace for $500k in sales on Amazon this year with projected profit at 20%. I have been late on many payments because I did not have the system down and would forget it takes a week to transfer from bank. Please if you have any questions just ask. My main Categories are grocery and toys. By having this loan I will be able to get purchased goods sent off to Amazon and be available to the millions of Prime customers faster. Thank you all in advance.