This loan will help me move to a location where will have mores space to live and pay less rent. This will also help me get better vehicle which will make it possible to move. I will use the remainder to pay down my credit card debt. This will lower the amount of credit that is use and put me closer to buying a home. I have perfect payment history but my balance are high so that impacts credit score. This loan does not effect my USA credit score. So paying down credit card debt with this money will improve credit score. I make enough to pay for this with my job. With the car will also do uber or lyft to makeup some extra cash. The extra space will also make it easier to do ebay and my other online selling. A bigger vehicle will also make it possible to do thing like flee market. Right now i have a 2 seater. I have a year of paying on time here and a good credit rating.