I want to invest this money in a guaranteed rate of return vehicle. Thi vehicle will pay me daily. Half of my returns will go towards repayment of this loan and the second half will be put in a medium risk investment vehicle. The medium risk investment will give me two scenarios. 1st Scenario - Allow me to payback the loan faster. 2nd Scenario -If the medium risk experience a loss of any profits I will stop and invest more in the guaranteed rate of return thus increasing my overall Investment. Loan repayment will be less than 4 years. If I'm aggressive and the medium risk investment works I can repay in 3 years.