Hello, my name is Bradley K., co-founder of LaKlara, Inc (kbeautyhive.com) We are a legal provider of trendy and authentic Korean beauty products nationwide USA through Amazon.com and our own site kbeautyhive.com. We had $150,000 of sales revenue in 2015 and are targeting $370,000 for 2016. As our monthly sales revenue peaked as high as $40,000 a few months ago, we will fulfill the sales goal this year. Due to rapidly skyrocketing Korean beauty product demands in US market, we need to secure inventories in advance. That is mainly why we need a loan at this moment. Based on such a fast inventory turnover of less than 45 days, we can repay the loan within 60 days but we will make a 12 month repayment plan at this time for enlarging sales volume.