I have attached my BTCjam profile which is another BTC peer-to- peer lending site - https://btcjam.com/users/64734.
Their loans are for only 12 month periods and the loan rate being offered is 3.1% monthly which is much more costly than Bitbond.
I am an A rated borrower on BTCjam with around $10,000 made in payments.
I would like to consolidate existing debt into a longer term loan which will be repaid in half the time or less - I set it as the 60 months to fund the higher amount that I need.
I will repay this loan from my income, bursary payments, LBC trading and arbitration.