Loan for home renovations in 100+ year old colonial. Specifically we need to insulate the kids (age 6, 5y and 6months) room. This is reimbursed through a program from our local utility however we must pay for the repairs ourselves and then be reimbursed. The payment for this loan will be partially funded by the reimbursement from the utility. We live in a very cold water climate so insulation is critical for comfortable living. Thank you for your consideration.