I've tried 2 loans here since last year with no luck. Not much activity here back then, hopefully times have changed. I've been active in the bitcoin community since Oct 2013. I also have profiles in btcjam and bitlending.
The purpose of this loan is to invest in trading, arbitrage and investments in bankrolls in online bitcoin casinos (and no I don't bet/gamble myself). I also have a full time job here in my country in the BPO industry as a supervisor earning around 3+ BTC a month as well as a computer shop earning almost the same.
So yes, I can pay this loan easily given the time frame if ever something goes south. I would have preferred a higher loan with a shorter payment period but the site does not allow it. Getting a smaller loan than this is not worth my while since btc is so low right now.
If this gets funded, I'll have it payed in 6 to 8 months so you get your money back faster. That's a promise. So you get the interest/APR for a year's worth in half the time.