Hello all. I am asking for this loan so I can payoff all of my existing loans (car, credit cards, etc.). I am finally able to start looking/purchase a home beginning next month and need to raise my credit score a few points. As you know a few points can mean a few hundred dollars a month in mortgage payments. If I can payoff all of these by the end of the month then I can raise my score by these necessary points. Thank you for any assistance.