OK - this is my 4th loan - I am satisfied with the process now (although, unlike BTCJam, I still cannot see how to repay early). I have successfully paid off all my previous loans (see my history).If anyone can advise me how to pay that small one off early, then great! I am looking to borrow 3.5 BTC, payable over 6 months, on a monthly basis, to finance my further successful altcoin endeavours at Bittrex, Poloniex, Cryptsy, C-Cex etc. I have my eye on GSX - GlowShares (that's a free tip for you right there! You heard it here first) and a couple of other future stars flying under the radar.. I am a programmer, miner, dabbler in electronics and Altcoin Markets - depending how financing on this loan goes, I shall be creating my own altcoin and launching on the world quite soon (have already created it - need to promote it first). Thank you for considering investing in my future - and yours!