I am seeking 13 BTC in order to consolidate all my BTC loans. I took out a loan for 6.5 BTC at BTC Jam and had a reasonable monthly repayment. But due to the collapse of LTC Gear and the price of BTC dropping the money I had set aside for payments was used up making the first two payments. So now I am faced with dealing with the angry mob if I am late on my payments. I would like to use this 13 BTC in order to pay it off 100% and have a longer and more manageable monthly repayment. I have made the first two payments on time, but because of LTC gear going down I am struggling to get the 1.34 BTC monthly payment together. Your help would be appreciated.