I need a loan to purchase a new phone, specifically the Sony Xperia Z3 compact. It's $490. It' great for being both a camera and a phone. I know I could get a cheaper phone. However, I've always operated on paying for quality, and this phone will be able to last me 2-3 years, just like my last high quality phone. I live in Brazil and the same phone would cost me $650 here. I get paid on a new teacher's salary, which is $500 per month, but I have to pay rent, which is $200. I can repay the loan before 6 months. My college friend will visit me December 3rd, and I hope to have the money before then, as he can bring me the phone.